The total fee is 4.25% per transaction, but it's split between you and the customer.
Here is the breakdown:
- Nominal Interest Rate (TIN): 0%
- Customer set-up fee (on the total amount of the purchase): 2.5% is divided among the 4 installments (paid by the customer)
- Trade discount (on the total amount of the purchase): 1.75% (paid by you)
You will receive the full payment settlement one day after the initial transaction takes place. Review the Cofidis Commercial Conditions here.
Note: MONEI transaction fees are separate. You will be charged 0,01% + €0,24 per transaction for Cofidis 4xcard payments.