Apple Pay is a mobile payment and digital wallet service made by Apple. It lets users make payments in iOS apps, on the web using Safari, and in-person contactless payments via their smartphones, smartwatches, or tablets.
The Apple Pay app centralizes the various ways consumers can pay with Apple.
The actual payment method depends on the card information that the user adds to their Apple Pay account. Their card information it’s stored for future purchases, making it easier to pay for their next order. This is also known as payment tokenization. Payment information is securely transferred from the cardholder to us, so we can authorize and complete the payment.
Apple Pay complies with the PSD2 and Strong Customer Authentication (SCA) regulations. The payment is only completed when the customer uses their fingerprint or face recognition feature.